Art Insurance is not “One Size Fits All”

Tailored to Fit - Fine Art Insurance

If you have read the previous three articles in a series authored by Shaunda Clifton in reference to fine art insurance, you are bound to be wondering whom to contact and how to approach the amount of coverage needed, not to mention the price tag. In this article entitled Insurance is not “One Size Fits All” Art Insurance Series #4, you will discover the best way to find the coverage that will fit your needs exactly.

Don’t let anyone talk you into “super-sizing” your policy. Remember that you are in the driver’s seat and the agent/broker/producer is going to be tailoring the perfect fit that will be covering you in the particulars that you request. Keep in mind that fine art insurance is a very specialized field and that fact alone can work to the advantage of the artist in that what is being insured is unique and requires the policy to be detailed in specifics to that uniqueness.

As a Fine Art Insurance expert, Shaunda will provide you with explicit guidelines that will assist you in talking with the provider that you decide to employ as your agent. There are many things to consider, such as what property is going to be covered, its location, the specific definition of what constitutes fine art so there is no misunderstanding as to it being such, as well as many other considerations that are outlined in the article. Fine Art Insurance is so specialized that the standard forms that apply to most policies cannot be used; therefore it should be customized in manuscript form, which in turn will be very precise in the description of your fine art. This is most favorable to the artist and the personalized tailoring to fit exactly what coverage is needed. This most helpful article may be read at www.fineartregistry.com.